Are you considering downsizing?

You may find yourself in a position where the equity you have built in your home makes downsizing incredibly intriguing. Here are some things to consider: 1) Think about your MUST-HAVES for your new home 2) How much space do you need? 3) Go big-picture and think about...

Mortgage Terms are Contracts

It’s not often you can break a contract without a penalty. It’s important that you consider the impact if you need to. There are circumstances when the penalty for breaking your mortgage early might result in the new mortgage paying for your penalty. Considering...

Understanding Private Mortgages

Private Mortgages can be a great option. These mortgages are based on property value, not credit score or income, which makes them a viable option if your credit is bruised, have little to no down payment, or if cannot show traditional proof of income (paystubs, T4’s...