Mortgage Penalty Box

It’s not often you can break a contract without a penalty. It’s important that you consider the impact when you must. There are circumstances when the penalty for breaking your mortgage early might result in the new mortgage paying for your penalty. Considering...

How interest rate hikes could affect rent

https://ryanavery.ca/wp-content/uploads/2022/11/November-Monday.mp4 Click here to read the full article. If you are looking to get out of the rental market, please book a complimentary evaluation of your current situation and we can develop a plan to get you into a...

Mortgage Application Checklist

If you find the home of your dreams and put in an offer without pre-approval, the seller may not accept it. If they have no proof that you can provide the funds to buy the house, they probably will have several other offers that do have proof. That proof is a...

Mortgage Fraud and How to Protect yourself

CBC Marketplace has recently gone undercover to expose Real Estate Agents, Mortgage Agents and Bank employees committing mortgage fraud. Mortgage Fraud hurts all Canadians 🤕 Be an informed buyer by informing yourself on Mortgage Fraud, what to watch out for...

Rule of Two

  Have you heard of the 2-2-2 Rule? Lenders want to see two forms of resolving credit (ie: credit cards) with limits no less than $2,000 and a clean payment history for two years. This will help your credit rating and help you to secure the best rate available....

Options for Bruised Credit

Has your credit been bruised and you were turned down for financing? A Unique situation just requires a customized game plan. Don’t assume your credit will prevent you from owning your own home. As a mortgage broker, I have seen it all and can work with most credit...