Are you considering downsizing?

You may find yourself in a position where the equity you have built in your home makes downsizing incredibly intriguing. Here are some things to consider: 1) Think about your MUST-HAVES for your new home 2) How much space do you need? 3) Go big-picture and think about...

Mortgage Terms are Contracts

It’s not often you can break a contract without a penalty. It’s important that you consider the impact if you need to. There are circumstances when the penalty for breaking your mortgage early might result in the new mortgage paying for your penalty. Considering...

Understanding Private Mortgages

Private Mortgages can be a great option. These mortgages are based on property value, not credit score or income, which makes them a viable option if your credit is bruised, have little to no down payment, or if cannot show traditional proof of income (paystubs, T4’s...

Are you ready to be Mortgage Free?

Mortgage Free can be your reality! And it can happen faster than you think! 🤯 🤯 🤯 Reach out to book a meeting to discuss your future! 📱250-869-7025  

Stay or Go? Considering a move?

  Stay or Go? Tough call... Sometimes making the decision to move can be for reasons other than NEEDING to relocate. When it might be a good idea to stay make a move: - You've outgrown your current home (or maybe your children have left your home and it's time to...

What you need to know about Title Insurance

Title insurance protects the lender and homeowner against a number of risks related to the property’s title or ownership. From the point of view of most lenders, the main coverage is fraud. With identity theft on the rise, it is not difficult for a fraudster to obtain...

Should I accept my Lenders renewal offer?

It's up to you to act at renewal time. Your current Lender may not be providing you with the best rates on the market at renewal time. If your mortgage is up for renewal in the next 120 days, I can hold today's rates until you can switch your lender without penalty....

Does a Rental Suite increase buying power?

  Short Answer? YES! Purchasing a property with an income suite does increase your buying power. The size of your mortgage is dependent upon your income's ability to service the debt.  Having an additional income stream - AKA a tenant - boosts your affordability....

Why get Pre-Approved for your Mortgage?

  Buying a home is likely your largest investment, and most of us aren’t paying for the whole thing up front in cash. When you get a mortgage pre-approval, you’re able to set your budgetary limits and make sure that any home you’re looking at is a home that you...

Protect your Largest Asset

When it comes to Home Insurance, do you know what to ask your Insurance Agent? Be sure to ask the right questions when shopping for Home Insurance. If you ever need to make a claim, you want to be sure you have the right coverage! 1) Are there limits to my coverage?...