Bank of Canada Rate Increase

The Bank of Canada raised its key lending rate by 0.50% earlier this week.  This was the 6th consecutive increase by the Bank of Canada and most lenders have raised their prime rate to 5.95%. For those in a variable rate mortgage, this is an increase of $29 for every...

What to avoid when applying for a mortgage

Here are a few things you might want to stay away from if you are in the process of buying a new home! Having a Pre-Approval in place before you shop will allow you to know your budget and shop with confidence. Have questions?  Send me a message, an email or give me a...

Rising Rates

The benefits of working with a mortgage broker extend long past your funding date! As you go throughout your mortgage term, the market is going to change and when you have questions or concerns, I am here to address them and provide you with the best resources so that...

3 Questions for First Time Home Buyers

Are you preparing to purchase your First Home? Ask yourself: Do you know your credit score? Are you close to having enough saved for your Down Payment and closing costs? Is your income stable? If you answered YES to these questions, it's time to reach out for a...

Are you considering downsizing?

You may find yourself in a position where the equity you have built in your home makes downsizing incredibly intriguing. Here are some things to consider: 1) Think about your MUST-HAVES for your new home 2) How much space do you need? 3) Go big-picture and think about...

Mortgage Terms are Contracts

It’s not often you can break a contract without a penalty. It’s important that you consider the impact if you need to. There are circumstances when the penalty for breaking your mortgage early might result in the new mortgage paying for your penalty. Considering...

Understanding Private Mortgages

Private Mortgages can be a great option. These mortgages are based on property value, not credit score or income, which makes them a viable option if your credit is bruised, have little to no down payment, or if cannot show traditional proof of income (paystubs, T4’s...

Are you ready to be Mortgage Free?

Mortgage Free can be your reality! And it can happen faster than you think! 🤯 🤯 🤯 Reach out to book a meeting to discuss your future! 📱250-869-7025  

Stay or Go? Considering a move?

  Stay or Go? Tough call... Sometimes making the decision to move can be for reasons other than NEEDING to relocate. When it might be a good idea to stay make a move: - You've outgrown your current home (or maybe your children have left your home and it's time to...