A new survey has found that 53% of Canadian mortgage borrowers are concerned about the prospect of higher monthly payments at renewal time. However, most respondents (52%) also said they have a plan in place to help deal with any potential payment shock, the...

It’s not often you can break a contract without a penalty. It’s important that you consider the impact when you must. There are circumstances when the penalty for breaking your mortgage early might result in the new mortgage paying for your penalty. Considering...

Click here to read the full article. If you are looking to get out of the rental market, please book a complimentary evaluation of your current...

If you find the home of your dreams and put in an offer without pre-approval, the seller may not accept it. If they have no proof that you can provide the funds to buy the house, they probably will have several other offers that do have proof. That proof is a...

CBC Marketplace has recently gone undercover to expose Real Estate Agents, Mortgage Agents and Bank employees committing mortgage fraud. Mortgage Fraud hurts all Canadians 🤕 Be an informed buyer by informing yourself on Mortgage Fraud, what to watch out for...

  Have you heard of the 2-2-2 Rule? Lenders want to see two forms of resolving credit (ie: credit cards) with limits no less than $2,000 and a clean payment history for two years. This will help your credit rating and help you to secure the best rate available....

Has your credit been bruised and you were turned down for financing? A Unique situation just requires a customized game plan. Don’t assume your credit will prevent you from owning your own home. As a mortgage broker, I have seen it all and can work with most credit...

The Bank of Canada’s interest rate hike Wednesday was less than many economists had predicted, which one economist said may indicate the rate is close to peaking, but that doesn’t mean the sting won’t still be felt by Canadians. Many experts had predicted a jump of 75...

Have more Halloween candy than needed? Make these leftover Halloween candy cookie bars! They're soft, chewy, and loaded with candy chopped candy bits. Pile more candy on top to REALLY load them up. Let me know if you try these! INGREDIENTS 1/2 cup (110g) unsalted...

Have you ever wondered why so many people refinance their mortgage? There are a few excellent reasons to get a new mortgage. Refinancing can possibly reduce your monthly payments, allow you to tap into the equity to do much needed renos or free up some room to...